The Department of Local Affairs Opens Applications for the State of Colorado Housing Recovery Program

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Media Contact: Chynna Cowart | 303-656-7464

Today, the Department of Local Affairs announced that applications for the State’s Housing Recovery Program along with other Colorado Disaster Rebuild programs are now open.

These statewide programs are for rebuilding and rehabilitation for individuals impacted by an eligible state-declared or federally-declared disaster.

The State of Colorado Housing Recovery Program

The goal of the State of Colorado Housing Recovery Program is to provide additional resources for rebuilding to those who need assistance in order to remain in their communities in the wake of a natural disaster. The initiative seeks to advance rebuilding in accordance with community-adopted high performance building standards and optional sustainable building elements that go above and beyond local code requirements, like the use of fire-resistant building materials and energy-saving methods.

This program combines multiple funding sources into a single application for those impacted by state-declared disasters:

  • The State Disaster Resilience Rebuilding (DRR) fund,
  • The Federal Community Development Block Grant (CDBG); and
  • The Federal Community Development Block Grant - Disaster Recovery (CDBG-DR) Please note that this specific funding source is available for Marshall Fire and Straight-Line Winds recovery only

Disaster-affected households can apply for grants or loans through this program. Those whose income is at or below 150% of the Area Median Income (AMI) can apply for rebuilding grants in the form of forgivable loans through the program. All income levels who were unable to access the U.S. Small Business Administration’s (SBA) federal home rebuilding loans may apply for a loan with favorable terms of up to $50,000. Households qualified for grants (forgivable loans) may also apply for traditional loans if they require additional funds to finish their reconstruction. Together, these initiatives seek to aid Coloradans who have experienced natural disasters in not only rebuilding their homes, but also creating healthier, safer, and more resilient businesses, and communities throughout the state.

Households also have the option to participate in the Colorado Energy Office’s Recovery and Electrification Program, which offers an additional $10,000 incentive for incorporating select energy efficient options that reduce the use of natural gas.

Program Eligibility
  • People who owned a home affected by a disaster as their primary residence at the time of an eligible state-declared disaster, and still own the property are eligible applicants (see chart below). 
  • Single-family homes, duplexes, townhomes, condominiums, and prefabricated or mobile homes permanently attached to permanent foundations and taxed as real property that suffered significant damage are all eligible property types.
  • Second homes and properties used for short-term rentals are ineligible under this program.

Eligible state-declared or federally-declared disasters are listed below:



Disasters with Residential Property Losses


Spring Creek Fire: Costilla & Huerfano Counties


Chateau Fire: Teller County


Lake Christine Fire: Eagle County


Avalanche Debris and Flooding Risk: Hinsdale County


Cameron Peak Fire: Larimer County


Mullen Fire: Jackson County


East Troublesome Fire: Grand County


Calwood Fire: Boulder County


Muddy Slide Fire: Routt County


Burn Scar Flooding, Mudslides, Rockslides: Garfield, Larimer, Eagle, Grand, Routt, Rio Blanco & Pitkin Counties


Marshall Fire and Straight-Line Winds: Boulder County


How to Apply

Applicants should submit the full form application, on our website, to determine all eligible funding opportunities from the State of Colorado Housing Recovery Program.
Additionally, applicants can access the Community Foundation Boulder Rebuild Grants and the Colorado Energy Office Electrification Rebate Program by submitting the short form application. Please note that the Community Foundation dollars are available to Boulder County residents only; the State Housing Recovery Program and the Electrification Rebate Programs are open for all eligible disasters.

For inquiries regarding the application process, eligibility, or individuals seeking information about the State’s Housing Recovery Program, you can connect with a representative by calling or texting 303-532-2785 Monday through Friday 8:30 a.m. - 5:00 p.m. MST, or emailing:

Program Partners

The State of Colorado Department of Local Affairs has partnered with Impact Development Fund as program administrator and Community Economic Defense Project as the application intake partner to support communities and homeowners in rebuilding residences impacted by natural disasters throughout Colorado.

Impact Development Fund

Impact Development Fund (IDF) is a nonprofit Community Development Financial Institution (CDFI), and is committed to making an impact by developing and preserving affordable housing and nonprofit facilities. Certified by the United States Treasury, and as an approved CRA (Community Reinvestment Act) institution, Impact Development Fund works with social impact investors, local municipalities, housing and financing authorities across Colorado, nonprofit organizations, partner CDFIs, and traditional banks to provide opportunities for positive change by making investments in housing and economic development in Colorado’s communities.

Community Economic Defense Project

The Community Economic Defense Project encompasses a fully-integrated response to economic hardship and innovative service delivery models. This work has expanded far beyond eviction defense as they advocate for rights for mobile home residents, directly prevent homelessness through diversion efforts, offer foreclosure and HOA defense services, take on consumer and medical debt, and defend and provide aid to victims of non-consensual towing.

To apply or for more information about the State’s Housing Recovery Program and other Colorado Disaster Rebuild programs, please visit our website

The State of Colorado Housing Recovery Program

Colorado Disaster Rebuild Programs


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