Emergency Rental and Mortgage Assistance

About the Colorado Emergency Rental Assistance Program (ERAP)

Denver Apartments Along Cherry Creek

Tenants who have been unable to pay rent due to financial hardship caused by COVID-19 may be eligible for rental assistance from their county or the State. The Colorado Emergency Rental Assistance Program (ERAP) can help cover rent as far back as April 2020. Help can include past due, current, and two additional months of rent up to a maximum of 15 months of assistance.

The landlord or the tenant can start the application process, but receiving assistance requires documentation from both the tenant and the landlord.

We can’t process an incomplete application, so get everything ready and submit all the necessary documents on the first try.

Landlord Application

For Landlords doing their part of the application for unpaid or future rent on behalf of tenants:

 

What can I do to get ready?

Have you talked to your tenant? Once you do, gather the following:

  • Tenant's name and contact information
  • Tenant lease or other proof they live at your property
  • Tenant rent statement or ledger showing what they owe
  • Completed IRS Form W-9
     

Apply as a Landlord Now

Tenant Application

For tenants doing their part of the application for unpaid or future rent:

 

What can I do to get ready?

Have you talked with your landlord? Once you do, gather the following:

  • Landlord’s email address and phone number
  • Government-issued ID for primary applicant and anyone over 18 who has zero income
  • Lease or other document showing you live at the property
  • Rent statement or ledger showing what you owe for rent
  • Income documentation for all adult household members
     

Apply as a Tenant Now

FAQ's and Resources

What do tenants need to apply?

Most tenants will only need the following items:

  • Landlord’s email address and phone number
  • Government-issued ID for primary applicant and anyone over 18 who has zero income
  • Lease or other document showing you live at the property
  • Rent statement or ledger showing what you owe for rent
  • Income documentation for all adult household members

Here is a full list of documents a tenant may need when applying for assistance.

What do landlords need to apply?

Most landlords will only need the following items:

  • Tenant's name and contact information
  • Tenant lease or other proof they live at your property
  • Tenant rent statement or ledger showing what they owe
  • Completed IRS Form W-9

Here is a full list of documents a landlord may need when applying for assistance.

What is the maximum allowable income to receive rental assistance?

Median income must be 80% or below the median income of your area. View a complete list of Colorado counties and the maximum allowable income in those areas.

How much rent will you pay?

The State program can pay back rent that you owe since April 2020, the current month rent and two months of future rent up to a maximum of 15 months total. The program cannot reimburse you for rent already paid. The program can only pay up to 150% of the fair market rent for your county and the size of apartment or house that you have. Fair Market Rent by county can be found here: Colorado 2021 150% Fair Market Rent table. Mobile home lot rent is also eligible.

Where can I get the Colorado W-9 Form?

Download the Colorado W-9 Form here.

How do I fill out the Colorado W-9 Form?

View the complete instructions on how to fill out the Colorado W-9 form.

What if my tenant moved out and didn't pay rent?

Rental assistance through this program is only available if the tenant is still living at the property.

What if my landlord won’t do their part of the application?

We encourage tenants to complete their portion of the application and enter in their landlord’s phone number and email address. We will contact them and ask them to apply. If they still won’t participate, you will have documentation that you did your part to receive assistance.

Have any other questions about the Colorado Emergency Rental Assistance Program (ERAP)?

View additional frequently asked questions about the ERAP here.

Have any questions about what happens after you apply with ERAP?

View additional frequently asked questions about what happens after you apply here.

Preguntas Frecuentes y Recursos

 

Homeownership Assistance Fund

The Homeownership Assistance Fund (HAF) through HR1319: American Rescue Plan Act (ARPA) is providing Colorado $175,080,858 to address homeownership needs throughout our state. To learn more about the assistance funds, click here. DOH is developing the plan to administer the HAF funds, and we need your help.

Coloradans are invited to participate in a survey to help prioritize funding for homeowners who have faced housing challenges because of the COVID-19 pandemic. If you are a homeowner needing assistance, or an organization that makes or services mortgage loans, or assists homeowners with housing challenges, we want to hear from you! The results of this survey will help DOH develop an effective and responsive program that prioritizes funding based on the greatest needs of eligible homeowners. Your responses will be strictly confidential and only used for the purpose of prioritizing funding. Please respond by July 14, 2021.

Take the survey in English

realizar la encuesta en español

Community meetings and a public hearing will be held to hear from eligible homeowners and organizations assisting homeowners across the state about how these funds should be prioritized.

HAF Community Meetings

June 30  • 
- Meeting Recording
- Meeting Minutes

July 1  •  
- Meeting Recording
- Meeting Minutes

July 8  • 
- Meeting Recording

HAF Public Hearing

August 4  •  12 p.m. - 1 p.m.
Zoom Meeting Link
By phone: 346-248-7799, meeting ID 819 6731 5342

To connect with a representative CALL OR TEXT:  1-888-480-0066 / M - F 8:30 a.m. - 5:30 p.m. mountain time, Saturdays 8:30 a.m. - 12:30 p.m.

If making a call or text is not possible, instead please fill out this form.

To report potential program fraud or concerns:  DOLA_POPFraud@state.co.us